Terms of Service
Last Updated: January 2024
This platform is operated by the Hub Exchange Limited. These Terms of Services (“Terms”) apply when you become a Member of our Private Market Exchange by creating an account to access any feature, service, product, or tools (together, the “Services”) offered on our platform.
Table of Contents
1. General
2. Registration and Access to the Platform
3. Your Obligations
4. Data Protection
5. Intellectual Property
6. Payment
7. Membership
8. Other Fees
9. Refunds
10. Confidentiality
11. Liability
12. Indemnities
13. Suspension of Membership
14. Cancelling of Membership
15. Complaints
16. Amendments to these Terms and Platform
17. Force Majeure
18. Miscellaneous
19. Definitions
1. General
1.1. We The Hub Exchange Limited (“HUBX”, “we”, “us”,) offer software solutions, tools, and services (the “Services”) which connect advisors ("Advisors") and investors ("Investors") to facilitate the origination, selection, and dissemination of investment opportunities on a single digital platform (the “Platform”).
1.2. To access the Platform and use our Services (whether you are acting on behalf of an Advisor, or an Investor) you (“you”, “your” or “User”) must accept these Terms. You will need to confirm that you accept these terms when you or we create your account and should you be accepting them on behalf of a company or other organisation, you must have the appropriate authorisation to accept these Terms on behalf of such entity and that the entity accepts it will be bound by these Terms. These Terms will come into effect when you click the “Accept” checkbox and continue unless terminated in accordance with clause 14.
1.3. By clicking the “Accept” checkbox, you also agree to our Privacy Policy and Cookie Policy;
1.4. Prior to using our Services, you agree that you have read, understood, and accepted these Terms, our Privacy Policy and Cookie Policy.
2. Registration and Access to the Platform
2.1. Before providing access to the Platform HUBX will create your account and will ask you to confirm certain details of your profile and to accept the proposed Membership including the respective pricing based on the tier you (and your firm) are suggested.
2.2. Subject to compliance with these Terms, we grant you the right to use the Platform and access our Services. The Services available to you will depend on your profile and Membership.
2.3. You may not access the Platform if you are one of our competitors, and we reserve the right to ban any members who are deemed to be competitors.
2.4. You will be provided with login credentials for accessing the Platform, including a username and password. You are responsible for maintaining the confidentiality of your user ID and password, and for all activities that occur under your password or user ID.
2.5. You are responsible for ensuring that all persons who use our Services through your Membership are aware of these Terms, our Privacy Policy and Cookie Policy and that they comply with them.
2.6. Memberships are not transferrable without expressed permission of HUBX.
3. Your Obligations
3.1. You shall:
3.1.1. only use the Platform in accordance with these Terms and Applicable Law;
3.1.2. ensure that to your best knowledge, all information and materials provided by you on the platform whether to us or to any user ("User Content") is true, complete, and accurate and does not violate any Applicable Law, cause damage or distress to any person or infringe the rights of any third parties. We may review, delete or remove (without notice) any User Content that in our absolute discretion violates these Terms or Applicable Law.
3.1.3. own all rights, titles and interests in and to your personal data and Confidential Information you upload to the Platform.
3.2. You shall not:
3.2.1. reverse engineer or otherwise attempt to obtain the source code from the Platform (whether in whole or in part);
3.2.2. seek to re-licence or sell the Platform to any third party, unless specifically agreed with us in writing;
3.2.3. introduce any viruses, worms, Trojan horses or similar harmful code into the Platform;
3.2.4. except where expressly permitted by us, disclose any of HUBX Content that is not already in the public domain;
3.2.5. use automated scripts to collect information from or otherwise interact with the Platform;
3.2.6. create a database, or download content from the Platform other than your own data or data you have been permissioned to access, for your own legitimate records;
3.2.7. upload any information on the Platform which is the confidential information of any third party without their prior written consent, including, without limitation, addresses, phone numbers, email addresses, National Insurance numbers or other identifiers, credit card numbers and/or debit card numbers;
3.2.8. remove any copyright or trademark notice(s) from materials made available through the Platform or otherwise provided by us;
3.2.9. link to any part of our Platform or allow it to be displayed, framed, or otherwise surrounded by material not originating from us;
3.2.10. copy or modify the Platform; or
3.2.11. interfere with or disrupt the integrity or performance of the Platform or any data contained on the Platform.
3.3. You indemnify HUBX and each of our directors, officers, agents, contractors, partners and employees, harmless from and against any loss, liability, claim, demand, damages, costs and expenses, including legal fees and expenses, arising out of or in connection with any of your User Content, your use of the Platform in contrary to our express instructions or your conduct in connection with the Platform and with any other users of the Platform.
3.4. You are solely responsible for your interactions with other users. We reserve the right, but have no obligation, to monitor disputes between you and other users.
3.5. HUBX shall not be liable for any failure or delay in the performance of the Services or the Platform where such failure arises as a result of a breach of this Agreement by you or any other act or omission from you.
4. Data Protection
4.1. Personal and company data are sensitive and entitled to protection. Any personal, company and third-party user information will only ever be uploaded by you, and you confirm that you have obtained the necessary consent and have given appropriate notices to lawfully upload any individual’s personal data to our Platform for the duration and purposes of these Terms.
4.2. HUBX will never sell, share or make your data or information available to anyone without your explicit permission (other than being legally required such as by a court order).
4.3. In compliance with the confidentiality obligations created under these Terms, you agree that HUBX has the right to collect and analyse specific data points and other information gained from your company, deal, or personal profile (depending on your Membership type), in order to perform and improve the Services and the Platform. For more information about your data please click here to view our Privacy Policy.
4.4. HUBX will process personal data in compliance with your documented instructions as necessary to perform its obligations under this Agreement unless we are required by law to act without such instructions. We will do so either as a data controller (meaning, we decide the manner and purpose of the processing) or data processor (meaning, we process the data on your behalf and on your instructions) depending on the circumstances. In this clause, “personal data”, “data controller” and “data processor” have the meanings given to them in the Data Protection Act 2018 and the United Kingdom General Data Protection Regulation.
4.5. If HUBX cannot provide such compliance for whatever reason, it agrees to inform you promptly of its inability to comply, in which case you shall be entitled to suspend the transfer of personal data and/or terminate these Terms. If you intend to suspend the transfer of personal data and/or terminate these Terms you shall provide notice to HUBX (save where it considers there is a material risk of harm to data subjects or their personal data) and provide HUBX with a reasonable period of time to resolve the non-compliance. If after such period, HUBX has not or cannot resolve the non-compliance then you may suspend or terminate the transfer of personal data immediately. You acknowledge that HUBX may not then be able to fulfil its obligations under these Terms and HUBX shall not in those circumstances be liable to you. Processing outside the scope of your instructions will require prior agreement between HUBX and yourself on the additional instructions for processing, including the agreement on any additional Fees for carrying out such instructions. The Parties agree that you may request any necessary changes in your data processing instructions by providing written notice to HUBX.
4.6. Both parties will comply with all applicable requirements of the United Kingdom General Data Protection Regulation, the Data Protection Act 2018, and all other mandatory data protection laws and regulations applicable in the United Kingdom from time to time (“Data Protection Legislation”). This clause 4 is in addition to and does not relieve, remove or replace, a party’s obligations or rights under the Data Protection Legislation.
4.7. HUBX has implemented technical, organizational, and administrative Security Measures in order to protect the personal data it processes.
4.8. HUBX will ensure that any person who has access to or processes personal data shall be subject to suitable confidentiality obligations.
4.9. HUBX shall provide you with reasonable assistance (at your expense where applicable) to you to respond to: (i) any request from a data subject to exercise any of its rights under Data Protection Law; and (ii) any other request received from a data subject, regulator or other third party in connection with the processing of the personal data. In the event that any such request, correspondence, enquiry or complaint is made directly to HUBX, HUBX shall inform you providing details of the same.
4.10. HUBX shall provide you with reasonable cooperation (at your expense) in connection with any data protection impact assessment that may be required under Data Protection Law.
4.11. HUBX shall comply with all data subject reasonable requests, including requests for access, rectification, erasure, and restriction of processing within a reasonable timeframe.
4.12. If HUBX needs to transfer personal data outside of the UK (in the situation where our cloud-based architecture stores data on servers outside the UK for example) it will ensure that appropriate safeguards are in place to keep the data secure (as defined in the Data Protection Act 2018).
4.13. By accepting these terms, you authorize HUBX to engage sub-processors. HUBX shall maintain a list of all such sub-processors it has engaged to process personal data pursuant to this Agreement. This list shall be made available upon request from you. HUBX will let you know if we plan to make any changes concerning the addition or replacement of any sub-processors before we make the change.
4.14. Where you authorize any sub-processor:
4.14.1. HUBX will restrict the sub-processors access to personal data only to what is necessary to maintain the Services or to provide the Services to you and any sub-processor shall be prohibited from accessing personal data for any other purpose;
4.14.2. HUBX will impose appropriate contractual obligations in writing upon the third-party sub-processor that are no less protective in respect of data protection than the obligations set forth in this Agreement; and
4.14.3. HUBX will remain responsible for its compliance with the obligations of this Terms and for the sub-processors’ performance of their data protection obligations.
4.15. If HUBX becomes aware of a breach of the personal data it is processing, HUBX shall inform you without undue delay and shall provide reasonable information and cooperation so that you can fulfil any data breach reporting obligations you may have under Data Protection Law.
5. Intellectual Property
5.1. You grant to HUBX a worldwide, fully paid-up, sub-licensable, non-exclusive, royalty-free, non-transferable license during the Service Term and for the period required in clause 7.1 to use your Content for the sole purpose of:
5.1.1. providing the Services; and
5.1.2. performing HUBX’s other obligations under these Terms.
5.2. Notwithstanding 5.1, you shall retain all rights, title, and interest in the Intellectual Property rights of your Content. HUBX may use your Content only for the purposes of providing the Services, save that HUBX may use your Content in an aggregated and anonymized form for the purposes of improving the Platform and providing matching data.
5.3. HUBX and our licensors shall retain all rights, titles, and interests in the Intellectual Property rights of HUBX Platform, Services, and Content. You may use the HUBX Content only for the purposes of using the Platform. The HUBX Content does not constitute any form of advice, recommendation, or endorsement by us, and it is not intended to be relied upon by you as the basis for making (or refraining from making) any specific decision.
5.4. The Platform may contain links to other Internet sites and telephone numbers for services provided by others. The availability of such third-party sites, services, or material does not constitute any form of recommendation, advice, endorsement, or publication of any such third-party sites, services, or material and we are not responsible for their availability or content.
6. Payment
6.1. You agree to pay HUBX all fees (including VAT where applicable) and any other applicable charges described for each Membership and Service that you subscribe to in accordance with these Terms (“Fees”). Full details of the applicable Fees will be provided to you prior to your signing up and can be made available on request.
6.2. HUBX will issue and send by email your monthly invoice for the applicable Fees at the beginning of each calendar month. All invoices are to be cleared within 7 calendar days from the invoice date.
7. Memberships
7.1. Your ongoing access to the Exchange and its Services requires a membership (“Membership”). Membership is either on a monthly or annual basis.
7.2. Memberships on a monthly basis are invoiced on the 1st of every month. The first invoice will cover the period between the date the member joins to the end of that month and calculated on a pro-rata basis of the monthly Membership. It will then be invoiced monthly thereafter.
7.3. Annual Membership will be invoiced upfront for a full year from the commencement date.
7.4. Thereafter, your Membership will be automatically renewed on the 1st of every month (if you’ve selected a monthly Membership) or for 12 months on the anniversary date (if you’ve selected a yearly Membership), each a “Renewal Period” will continue until your Membership is cancelled in accordance with clause 14.
7.5. Members can upgrade to from monthly Membership to an annual Membership at any time.
7.6. Annual Membership can only be changed or cancelled on the renewal date of the Membership in accordance with clause 14.
8. Other fees
8.1. Deal fees are charged per deal upon the matching of a deal to the first investor. Deal fees are priced based on the Membership and your tier level.
8.2. Investor Discovery fees are only applicable to members who subscribe to the network investor introduction service which allows members to identify investors in other networks for their deals. This is a fixed monthly fee based on your Membership and irrespective of the number of deals or investors you are introduced to.
8.3. Investor introduction fees are charged per investor and only on investor introductions that come from outside of your own network.
8.4. HUBX reserves the right to revise the Fees from time to time and will provide you with notice of any changes in the Fees at least thirty (30) days prior to such change taking effect.
9. Refunds
9.1. All payments are non-cancellable and non-refundable, subject only to the provisions of clause 9.2 and where required by law.
9.2. We may decide at our discretion to refund Fees you have paid for Services if we have not been in the capacity to provide you with the subscribed service during your Membership.
10. Confidentiality
10.1. Subject to clause 10.2, each Party shall treat all Confidential Information as strictly confidential and shall not disclose Confidential Information to any third person save that either Party may disclose Confidential Information on a need-to-know basis (and subject to appropriate confidentiality obligations) to its affiliates, suppliers, consultants, professional advisers, auditors, and bankers.
10.2. Clause 10.1 shall not apply to Confidential Information:
10.2.1. which is required by Applicable Law or order of the courts, or by any securities exchange or regulatory or governmental body to which such Party is subject or submits, wherever situated;
10.2.2. which has come into the public domain other than by a breach of any obligation of confidentiality;
10.2.3. which comes into the recipient’s possession on a non-confidential basis from a third party that is not under a duty of confidentiality in respect of that information;
10.2.4. which was independently developed by the recipient; or
10.2.5. where such disclosure has been approved by the disclosing party in advance.
10.3. For each item of Confidential Information disclosed, the provisions of this clause 10 shall apply for a period of 2 years following the date of such disclosure (regardless of any earlier termination or expiry of this Agreement).
11. Liability
11.1. Nothing in these Terms shall limit our liability for:
11.1.1. personal injury or death caused by its negligence;
11.1.2. fraud or fraudulent misrepresentation; or
11.1.3. any other liability which may not be excluded by Applicable Law.
11.2. Subject to clause 11.1, we shall not be liable for any:
11.2.1. indirect or consequential losses;
11.2.2. loss of profits, loss of revenue, loss of goodwill, loss of savings, or loss of opportunity (whether direct or indirect).
11.3. Subject to clauses 11.1 and 11.2, our total liability arising under or in connection with these Terms or any breach or non-performance of it no matter how fundamental (including by reason of our negligence) in contract, tort, or otherwise shall be limited to £10,000.
11.4. We shall not be liable for any failure or delay in the performance of any of our obligations under these Terms by reason of any cause beyond our reasonable control.
11.5. We shall have no responsibility for:
11.5.1. any User Content posted on the Platform; nor
11.5.2. any information posted on the Platform by third parties or the conduct of such third parties (whether on the Platform or otherwise).
11.6. You and we agree that all implied warranties, conditions or other terms of any kind are expressly excluded from these Terms.
12. Indemnities
12.1. You shall indemnify, keep indemnified, and hold HUBX harmless from and against all Losses together with all legal expenses suffered or incurred by HUBX:
12.1.1. as a result of a third-party claim that HUBX's use, storage, or reproduction of your Content infringes the Intellectual Property Rights or other proprietary rights of any person;
12.1.2. as a result of a third-party claim that any information contained in any document or digital display has become or has been discovered to be untrue, unfair, inaccurate, or misleading;
12.1.3. as a result of any use or misuse of the Platform or the Services not in accordance with these Terms.
13. Suspension of Membership
13.1. We shall be entitled to immediately suspend access to the Platform, upon notice if:
13.1.1. you commit any breach of these Terms;
13.1.2. you fail to pay any invoice within 30 days from its invoice date; or
13.1.3. your use of the Platform:
13.1.3.1. creates a cyber security risk to the Platform; or
13.1.3.2. materially adversely impacts the reputation of HUBX or brings the services offered by HUBX to its clients into disrepute; or
13.1.3.3. impacts or creates a cyber security risk for any of our other users.
13.2. HUBX shall not be liable for any breach by us of this Agreement which is caused by the suspension of access to the Platform and/or provision of the Services. You shall remain liable for the Fees during the period of any suspension.
13.3. Following resolution by you of the issues that gave rise to the right to suspend, HUBX shall as soon as reasonably practicable, reinstate your access to the Platform and provision of the Services.
14. Term and Cancellation of Membership
14.1. Subject to earlier cancellation, as described below in this clause 14, the agreement under these Terms is for the duration of the Membership you sign up for (the “Service Term”) and includes the "Initial Term” and any “Renewal Terms”.
14.2. Monthly Membership can be cancelled at any time during the Initial Term and upon thirty (30) days’ written notice, after the Initial Term, such notice to expire no earlier than the end of the following Renewal Term as set out in clause 7.2.
14.3. Annual Membership can be changed or cancelled upon thirty 30 days’ written notice, such notice to expire no earlier than the end of the current Renewal Term as set out in clause 7.3.
14.4. We reserve the right to suspend or cancel your membership under these Terms by giving notice in writing to you in the event that:
14.4.1. you are in material breach of these Terms, and (where such breach is remedial) you do not remedy such breach within 5 Business Days of notice from us; or
14.4.2. we suspend access to the Platform and such suspension continues for a period of 30 days; or
14.4.3. we suspect that you have used the Platform, or intend to use the Platform, for the purpose of illegal activity; or
14.4.4. you undergo an insolvency event.
14.5. If your membership is cancelled, we will provide you access to the Platform for a reasonable time to download your data. After this period, your access will be revoked, and we shall delete your account and any data associated with your account within 30 days. Furthermore, we will have no obligation to store or provide you with access to this data.
14.6. Clauses 10,11, 12, 14, 18 and, 19 of these Terms shall survive the expiry or cancellation your Membership and of these Terms.
14.7. Cancellation of Membership or expiry of these Terms shall not affect the rights and obligations of the Parties accrued at the date of termination or expiry.
14.8. On cancellation or expiry of your Membership:
14.8.1. you agree to remove all mentions of and links to HUBX or the Platform from its website, marketing materials, and any other documentation immediately,
14.8.2. you shall pay any outstanding Fees due under these Terms within 7 working days.
14.8.3. HUBX retains the right to keep a record of any data required to comply with laws and regulations.
15. Complaints
15.1. We endeavour to always provide the best service to all our members. Any complaints can be emailed directly to support@hubx.capital. Please provide details of the complaint and your account, username, and contact number. A senior member of our team will review your complaint and get back to you within 72 hours.
16. Amendments to these Terms and the Platform
16.1. We reserve the right to amend these Terms from time to time and will notify all members of any changes. We will post an updated version of these Terms on the Platform and such updates will be effective upon posting. HUBX is at liberty to make any separate publication about such changes. It is important that you consult these Terms every so often because we assume that you agree with these Terms at all material times if you continue to use our Services.
16.2. We reserve the right to upgrade or change the functionality of the Platform to improve the user experience.
17. Force Majeure
17.1. If either Party is prevented or hindered from performing any of its obligations under this Agreement by reason of Force Majeure, that Party shall as soon as reasonably possible and in any event within 20 Business Days after commencement of the Force Majeure serve notice in writing on the other Party specifying the nature and extent of the circumstances giving rise to Force Majeure.
17.2. If either Party is prevented from performing substantially all of its obligations by reason of Force Majeure for a continuous or aggregate period of more than 3 months, the other Party may terminate this Agreement on service of written notice upon the Party so prevented.
18. Miscellaneous
18.1. These Terms set out the entire agreement between you and us in relation to its subject matter and overrides any prior correspondence, drafts, arrangements, proposals, understandings, agreements or representations. Each party acknowledges that, in entering into these Terms, it does not rely on, and shall have no remedies in respect of, any representation or warranty (whether made innocently or negligently) that is not expressly set out in these Terms. You agree that our only liability in respect of those representations and warranties that are set out in these Terms (whether made innocently or negligently) shall be for breach of contract. All other warranties not expressly stated in these Terms are excluded to the fullest extent permitted by law. Nothing in these Terms, however, shall operate or be construed to exclude or limit any liability for fraud, including fraudulent misrepresentation.
18.2. If any provision of these Terms is or becomes illegal, invalid or unenforceable under the law of any jurisdiction, neither the legality, validity nor enforceability of the remaining parts of these Terms will be affected or impaired in any way.
18.3. These Terms are binding on and endure for the benefit of the successors, assigns, or legal personal representatives of each party.
18.4. No failure or delay by either party in exercising any of its rights under these Terms shall be deemed to be a waiver of that right, and no waiver by either party of a breach of any provision of these Terms shall be deemed to be a waiver of any subsequent breach of the same or any other provision.
18.5. These Terms shall not be construed as a partnership or joint venture between the parties. Nothing in these Terms shall be construed to constitute the parties as agents of one another.
18.6. You may not assign, novate or otherwise transfer these Terms without our prior written consent. We may assign, novate or otherwise transfer these Terms to any of our affiliates.
18.7. The Contracts (Rights of Third Parties) Act 1999 shall not apply to these Terms and no person other than the parties to these Terms shall have any rights under it nor shall it be enforceable by any person other than the parties to these Terms.
18.8. These Terms (and any dispute or claim relating to it, or its subject matter (including non-contractual claims) is governed by and is to be construed in accordance with English law. The parties irrevocably agree that the courts of England and Wales shall have exclusive jurisdiction to settle any claim, dispute, or issue (including non-contractual claims) which may arise out of or in connection with these Terms.
18.9. Each party shall from time to time (both during the continuance of these Terms and after its termination) do all such acts and execute all such documents as may be reasonably necessary to give effect to the provisions of these Terms.
18.10. Notices - Any notice to be given under these Terms must be in writing and by, email or, in the case of notices sent by us, occasionally, the Platform. Notices to you and us shall be sent to the email address which we hold for you, and you hold for us and deemed received 24 hours after it was sent.
19. Definitions and Interpretation
19.1. What we mean when using capitalised words in these Terms that are not otherwise defined where they first appear has the following meanings:
“Applicable Law”: any law (including common law), constitution, statute, treaty, regulation, directive, rule (including, for the avoidance of doubt, rules of the FCA and PRA (or any successor regulatory authorities)), ordinance, order, injunction, writ, decree or award of any Official Body, in each case to the extent applicable to, and binding on, the relevant entity in question;
“Business Day”: a day other than a Saturday or Sunday or public holiday in England and Wales, on which clearing banks are open for business;
"Confidential Information":
(a) the terms of these Terms;
(b) all information disclosed to the relevant Party by or on behalf of the other Party in connection with this Agreement and which relates to the provisions of this Agreement, the negotiations relating to this Agreement and the subject matter of this Agreement;
(c) know-how, secret processes and inventions disclosed to the relevant Party by or on behalf of the other Party in connection with this Agreement; and
(d) all other information disclosed to the relevant Party by or on behalf of the other Party (whether before or after the date of this Agreement) which is marked as or has been otherwise indicated to be confidential or which derives value to a Party from being confidential or which would be regarded as confidential by a reasonable business person;
“Cyber Security Risks”: the risks related to the use, development, and management of our technology and digital products including the Platform. They are uncertainties created by inappropriate use of our technology leading to possible threats and/or vulnerabilities on confidentiality, integrity and availability of such technology;
"Fees": all fees payable under these Terms
"Force Majeure": any cause affecting, preventing or hindering the performance by a Party of its obligations under this Agreement arising from acts, events, omissions or non-events beyond its reasonable control including but not limited to fire, flood, storm, revolution, acts of terrorism, riot or civil commotion, strikes, industrial disputes or any failures of power or other utilities;
"HUBX Content": all information, graphics, video and other materials provided by us on the Platform;
“Initial Term”: means the period of time between the effective date of these Terms, when you accept them, and the last day of the current month when you are on a monthly Membership. It means the period of time between the effective date of these Terms, when you accept them, and the last day of the next 12 months when you are on an annual Membership.
"Insolvency Event": where a person ceases or threatens to cease to carry on business, is found unable to pay its debts within the meaning of the Insolvency Act 1986 section 123, has an administrator, receiver, administrative receiver or manager appointed over the whole or any part of its assets, enters into any composition with creditors generally, or has an order made or resolution passed for it to be wound up (otherwise than in furtherance of any scheme for solvent amalgamation or solvent reconstruction) or undergoes any similar or equivalent process in any jurisdiction;
"Intellectual Property Rights": patents, trademarks, design rights, applications for any of the foregoing, copyright, moral rights, database rights, trade or business names, domain names, website addresses, whether registrable or otherwise, (including applications for and the right to apply for registration of any such rights), and any similar rights in any country whether currently existing or created in the future, in each case for their full term, together with any renewals or extensions;
"Loss": any actions, claims, costs, damages, demands, expenses, fines, liabilities, losses, penalties and sanctions (including amounts paid in settlement, out-of-pocket expenses and interest);
"Platform": All products and services offered by us electronically;
"Party": HUBX or you (as applicable) and the term "Parties" shall be construed accordingly;
"Security Measures": HUBX's technical, organizational and administrative security measures implemented by HUBX to protect the personal data it processes as notified to the Client from time to time;
"Services": the provision of the Platform and any other services provided by HUBX;
“Renewal Term”: means the the period of one month following the end of the Initial Term or any subsequent Renewal Term when you are on a monthly Membership. It means the the period of 12 months following the end of the Initial Term or any subsequent Renewal Term when you are on an annual Membership;